Market Value Adjustment (MVA) and Your Annuity

Market Value Adjustment (MVA) and Your Annuity

If an annuity is part of your retirement income plan, there’s a term you need to know: market value adjustment. It’s something that can be applied to your annuity contract if you withdraw money from the annuity...

How to Avoid Paying Taxes on an Inherited Annuity

How to Avoid Paying Taxes on an Inherited Annuity

Inheriting an annuity can provide an unexpected financial windfall, but there are certain tax implications to consider. Whether you’ll owe taxes, how much and when you’re required to pay them depends on how the...

A Guide to Debt Financing vs. Equity Financing

A Guide to Debt Financing vs. Equity Financing

Corporations regularly need infusions of money – perhaps to hire new employees, fund new projects or raise money for an acquisition. In this situations, they typically face a choice between two options: debt...

How to Buy an Investment Property

How to Buy an Investment Property

For conservative investors, the stock market holds huge risk. If that’s you, maybe you stick to high-yield savings accounts or low-cost index funds or ETFs. However, investors willing to take a bigger risk may invest in...

How to Buy an Island

How to Buy an Island

Do you dream not only of an island getaway but of getting away to your very own island? Good news. It’s actually possible to buy an island, and it may not be as difficult as you think. However, you’ll have …...

How to Buy a Second Home with No Down Payment

How to Buy a Second Home with No Down Payment

Buying a home will be one of the most expensive purchases you ever make. Even on a tight budget, you can make it work. You can save up for an increase in monthly mortgage payments. You can even go in … Continue...

What Is a Total Return Swap?

What Is a Total Return Swap?

An asset’s total return measures how much value it generates in total. This includes both capital gains (when an asset gains market value) and income (when an asset makes a direct payment). Total return is one measure of...

Your Financial Advisor’s Conflicts of Interest

Your Financial Advisor’s Conflicts of Interest

If you’re working with a registered investment advisor (RIA) firm or financial advisor, you’ll likely encounter some conflicts of interest that arise from your advisor’s compensation arrangements. Some...

How Insurance Planning Fits Into a Financial Plan

How Insurance Planning Fits Into a Financial Plan

As you build your wealth, it’s important to protect your assets against any unforeseen events. While not as direct a way of saving as investing, insurance planning can save you significant amounts of money over the...

What Are The Advantages Of SEO And How Much Does SEO Cost Per Month?

What Are The Advantages Of SEO And How Much Does SEO Cost Per Month?

Originally Posted On: https://www.jdmwebtechnologies.com/advantages-of-seo-and-how-much-does-seo-cost/What Are The Advantages Of SEO? In today’s world, SEO plays an essential role in all the online business owners by...

What Is Total Return?

What Is Total Return?

Many investors look at their portfolios piecemeal. They measure an asset by how much money it made, or by growth. For investors taking a comprehensive view, however, there is the idea of Total Return. It includes...

What Is Capital Appreciation?

What Is Capital Appreciation?

If you own any investments, capital appreciation is probably your goal. Capital appreciation occurs when an investment asset gains value as reflected by its market price. When a stock’s price goes up, say, or when a home’s...

What is a Pyramid Scheme?

What is a Pyramid Scheme?

A pyramid scheme is an investment scam. Often they are business opportunity scams that solicit people to pay to distribute products or services. They, in turn, recruit additional distributors. Many people think of...

What Is a Consumer Loan? Simple Guide to Getting a Loan

What Is a Consumer Loan? Simple Guide to Getting a Loan

Learning how to understand consumer loans isn’t a difficult task. Many people don’t know what consumer loans are, but it’s because they don’t look into them. Most people have already applied for...

How to Tell if a Slot Machine is Ready to Pay: The Best Tips

How to Tell if a Slot Machine is Ready to Pay: The Best Tips

When you’re playing slot games, you want to choose a game that’s going to win. Most people will go with their gut. They’ll say things like, “This one’s a winner, I just know it!” The bet...

How to Turn Your Hobby into a Business in 2020

How to Turn Your Hobby into a Business in 2020

Originally Posted On: https://mylegaledge.com/index.php?route=extension/d_blog_module/post&post_id=66Turning a Hobby into a Business: This is How it Can Be Done If what you spend doing outside of work is your passion...

CFA vs. MBA: Understanding the Differences

CFA vs. MBA: Understanding the Differences

There is a wide variety of training for financial, investment and business expertise. Two of the most readily recognized and broadly accepted designations are the charted financial analyst (CFA) designation and the master...

Operating Income vs. EBITDA: What’s the Difference?

Operating Income vs. EBITDA: What’s the Difference?

When assessing the financial performance of a corporation, there are numerous useful metrics you can examine. Two of the main ones are operating income, which is profit minus operating expenses; and earnings before...

Where Are Millennials Buying Homes? – 2020 Edition

Where Are Millennials Buying Homes? – 2020 Edition

Census Bureau data from 2018 shows that millennials have a homeownership rate of 33.7%, well below the national average of almost 64%. Though the national rate of millennial homeownership is low, some cities have much...

How Different Generations Spend Money

How Different Generations Spend Money

As people age, their spending and saving patterns change. Major life events like buying a home, getting married or having kids may impact not only the rate at which people save, but also how they allocate the money that...

How to Get Proof of Income: Your Complete Guide

How to Get Proof of Income: Your Complete Guide

Are you looking to rent an apartment but need to provide proof of employment? Don’t worry; with this guide, you can learn what’s required to verify your income. From what to supply to when it’s needed,...

What Is an Annuity Fund?

What Is an Annuity Fund?

If you own an annuity, the part of your contract that earns returns is called the annuity fund, and it’s important to understand how it works for different types of annuities. In other words, all three of the primary...

Revocable vs Irrevocable Trusts: The Pros, Cons, and the Difference

Revocable vs Irrevocable Trusts: The Pros, Cons, and the Difference

Originally Posted On: https://www.law.com/legalnewswire/news.php?news=M0xBbElXcVFJQzk2WjVUODJpek5Pdz09 Both revocable and irrevocable trusts have their advantages and disadvantages. If you’re looking for the best way...

How to Make a Career Change: The Ultimate Guide

How to Make a Career Change: The Ultimate Guide

Whether you’re moving to a new location or simply need a new path away from the norm, changing careers can be a thrilling experience. If you’re not sure how to make a career change, it’s important to keep...

Tax Season Begins January 27

Tax Season Begins January 27

Did you have a happy New Year? We certainly hope so. Now it's time to get back to regular routines and take care of January chores, including gathering your tax information. The 2020 Tax Season Begins on January 27 The...